Unemployed students and the student loan fiasco

Why is it when something is left to the state to do something they completely mess it up. I was chatting to my friend the other day who is currently unemployed.  He told me he had  handed over his deferrment form to the Work and Pensions Department to stamp.  Amazingly they had lost it, and now the Loan Company are ringing him every day for payment.  Its curious isnt it how the Student Loans Company are really a quango and that it is the government that are losing all of the student loan deferrment forms.  What a surprise, maybe its so that they can scrape some of the money back from all of the poor over-educated graduands.

There seems to be clear inefficiency in UK government policy. On the one hand they want a better educated society, expecting them to borrow huge amounts and on the other unwilling to reward these people for their efforts.  I've come to the conclusion that unless you get into the top twenty universities in England you are best minising your risks and either work hard and try and work your way to a leadership position or have lots of children and hope that one of them turns out to be a star.

If you wish to be educated prospective students need to think of benefit they will derive from borrowing thousands and thousands of pounds.  They also need to consider that if they do not get a job how they are going to pay this money back.  If you become bankrupt you will never be able to become a company director.  If you have a CCJ you cannot work in financial services.  The politicians do not care about you.  They care about themselves, it is called the selfish gene. We still live in a Socialist Democratic Monarchy, it is not efficient and does not work as it is full of contradictions.

The state is not efficient and if you end up in the control of the state expect them to mess up your life, because they inevitably will do.